In line with ongoing efforts to establish a single market for capital benefitting consumers, investors, and companies across the EU member states via the Capital Markets Union (CMU), the European Commission (EC) proposed the Retail Investment Strategy (RIS). 

The Council of the EU reached an agreement on the proposal in June 2024. The final directive is expected before the end of 2024 or in early 2025.  

The RIS seeks to ensure more transparent, efficient, and investor-friendly retail investment market within the EU by focusing on investor protection, market transparency, cross-border investment, financial literacy, innovation, and regulatory harmonization.

Download our White Paper to gain insights into how the RIS proposal will impact financial institutions and investors, and to understand the proposed measures to address challenges highlighted by the RIS. Explore topics such as:

• The role of the RIS in enhancing transparency and accessibility of financial information for retail investors
  
• Measures to improve financial literacy among investors and advisors
  
• Enhancements to financial advice alignment with investors' needs and objectives
  
• Regulation of marketing practices, including those on social media platforms
  
• Addressing conflicts of interest in investment advice
  
• Proposed changes in the categorization of investors
  
• Ensuring value for money in investment products and services

Stay informed about the latest developments and potential challenges posed by the RIS proposal. 

Understand the proactive steps financial institutions need to take to prepare for the implementation of the RIS Directive, ensuring compliance and readiness to navigate the evolving regulatory landscape.