Complexity simplified

Capco is a global technology and management consultancy, specializing in driving transformation across the financial services and energy industries.

Industries we support:

Banking and Payments Capital Markets Insurance Wealth and Asset Management Energy

T+1: Prepare, Optimize, Accelerate

This microsite provides insights, strategies and tools to navigate your T+1 journey between now and October 2027.

Regulatory Heatmap 2026 to 2028: Focus on the regulatory priorities of the coming years

The new Capco Regulatory Heatmap for 2026 to 2028 provides a clear view of upcoming priorities including CRD VI, Operational Resilience, the Retail Investment Strategy and ESG. Learn more and download the full Heatmap.

Newsletter

Regulatory Horizon Edition 12

Your guide to 2026’s regulatory priorities, from climate and AI to financial crime, markets, resilience, and global supervisory trends.

Announcement

OpenAI and Capco announce services partnership

Capco has joined OpenAI’s Beta Services Partner Program, providing Capco with priority access to the very latest AI innovation.

Financial Services

Capco Talks Podcast: Reengineering financial services with AI

Generative AI is redefining the software lifecycle across financial services. Capco experts uncover how banks and fintechs are modernizing systems, boosting productivity, and driving digital transformation through real-world use cases.

Data

The Chief Data Office Reimagined

Discover how modern CDOs harness AI, automation, and intelligence at scale to accelerate outcomes, reduce friction, and reimagine the role of data in the enterprise.

Capco Institute

Journal #61: Value Dynamics

Edition 61 explores the forces shaping how value is created, distributed, and sustained in financial services.

Accelerate Your Journey

AI Infused

True AI-led transformation is built on a fusion of technological innovation, human insights and deep industry expertise.

Banking and Payments

The AI-ready bank: building smarter customer journeys

Customer expectations are rising fast, and banks are under pressure to respond. Unpack how AI is reshaping customer journeys, supporting advisors, and helping financial institutions rethink how experiences are designed and delivered.

Insights

The Confidence Equation - Elevating Relationships to Build Trust

As debt and delinquency risks climb, Canadian banks must act now. Discover how FIs can support financial wellbeing and deepen client trust through smarter, data-driven strategies.

Insights that inform and inspire

We go beyond the status quo, and our domain expertise, disruptive thinking and unique, creative culture help our clients transform and reinvent their businesses.

View all insights

Banking and Payments

2026 North America industry trends – what to expect in the year ahead

Cyber security

Cybersecurity: top five trends for 2026

Author:

Ridha Mesli, James Musgrave

Digital banking, open banking/API

The path to profitability

Author:

Joey Sim, Justin Loo

Blockchain & cryptocurrency

Crypto-asset Reporting Framework: A Swiss view on a global standard

Author:

Johannes Giannakouros, Gregor von Bergen

AI & RPA

AI maturity: different value, different requirements

Author:

Jessica Forbes, Sophie Qiu, Chris Probert, Joseph Forooghian

Data and Technology Solutions

Digital design

Author:

James Lacey

Energy

The ETRM trap: building complexity instead of capability

Author:

Shawn Smith, Sudhir Devappa

The answer engine

AI & RPA

The answer engine

Author:

James Baldry

Payments and cards

Payment trends 2026

Author:

Gunter Geysen, Lakshminarayanan Radhakrishnan, Maarten Somers

AI & RPA

AI-driven opportunities in financial crime prevention

Author:

Wesselin Kruschev

AI & RPA

10 imperatives for Data & AI in 2026

Author:

Tiago Almeida, Prashanth Sekar, Chris Probert

AI & RPA

Transforming data operations for the future

Author:

Furnisha Lycett, Helen Needham, Joseph Forooghian

FiDA primer for 2026 and beyond

Author:

Torben Pätz

AI & RPA

The Future AI-Infused Broker

Author:

Aydin Betez

Digital euro: strategic course for banks and companies

Author:

Capco

Capco.com - Homepage

Capco is a global management and technology consultancy dedicated to the financial services and energy industries.

View all insights

We solve our clients' most complex challenges

We deliver positive change for their customers, the industry and our communities.

Banking & Payments

Innovation in banking and payments is reshaping strategic imperatives and elevating consumer expectations. From building standalone digital banks, to modernizing core banking operations, to providing advisory expertise across the payments delivery cycle, we help our clients ensure operational excellence and transform customer experiences.

Capital Markets

Deepening operational complexity, cost reduction imperatives, and a mounting regulatory burden are key challenges for capital markets organizations. We draw on our global consulting expertise to help firms transform their technology and data capabilities, enhance efficiency and market connectivity, and accelerate revenue growth.

Insurance

Insurers face unprecedented disruption and change, including M&A, divestitures, and new partnerships. However, these shifts also present a growth opportunity. We apply our expertise in innovation, technology, data, and consulting to transform capabilities, improve profitability, and strengthen compliance.

Wealth & Asset Management

Wealth and asset management firms are being challenged to defend and scale their businesses. We help our clients build stronger connections to enhance the value of their relationships with customers, intermediaries, and outsourcing providers, while delivering increased operational efficiency, stronger control environments and greater scalability.

Energy

Competition, regulation, disruptive technology, complex processes and data management all present challenges in today's energy markets. From the ongoing energy transition, through commodity trading and risk management, to utilities growth, mid-stream investment and downstream profitability, we empower our clients to stay ahead of the pack.

AI Value Readiness Assessment

AI Value Readiness Assessment

Time to complete: 5 minutes

How much AI value can your organisation really unlock today? This assessment provides an initial view of your readiness to unlock different types of scaled AI value, based on the maturity of a core set of critical capabilities.

Take part in our assessment today

Our success stories

We combine deep industry expertise and leading-edge capabilities to go beyond the status quo to help our clients transform and reinvent their businesses.

View all success stories

Capco Digital

Deutsche Bank Wandel

With the Wandel project, Deutsche Bank and Capco have demonstrated how metaverse environments can offer an exciting venue for collaboration and education.

Banking and Payments

How Capco launched a new business for NatWest: Mettle

Capco partnered with Natwest to create a new breed of bank for businesses, Mettle, which is targeted at helping small and medium-sized businesses. Today, Mettle is live, with thousands of customers offering a service that goes beyond just banking - find out how in our case study.

Wealth Management

Life Plus: Holistic financial wellness prototype

LifePlus is a holistic financial wellness prototype that showcases how Capco can apply our digital experience capabilities to enhance offerings from our clients to the greater benefit of their customers.

Banking and Payments

Building Switzerland's first licensed digital private bank

REYL Intesa Sanpaolo, a Switzerland-headquartered financial services company, wanted to build a digital banking solution to meet the needs of mass affluent customers in a rapidly digitalizing marketplace.

View all success stories

© Capco 2026, A Wipro Company