Growth rates in assets under management (AUM) for European robo-advisory are nothing less than impressive, in terms of both realized and projected numbers. In 2019, AUM in the segment amounts to €27 billion. It is expected to grow at a CAGR of 42 percent, reaching €108 billion by 2023.

Banks who align strategy with capital planning are better positioned to outperform their peers. Executives can evaluate individual strategic options in capital markets by looking at their marginal impact on overall performance relative to their cost.

Companies today should offer products and services that their customers can trust. In return, customers will be more willing to share personal data when making a purchase or interacting with that company. However, mistakes happen. Accidental data leaks can be detrimental to a business’ reputation. Discover how companies can employ data security mechanisms and procedures that can eliminate threats and protect their reputation.

Technological innovation is taking place across all industries and financial services is also in the middle of a major disruption era. In this cut-throat consumer age, companies must provide slick digital solutions that cater to their customers’ increasing wants and needs. 

Les usages de la blockchain n’ont cessé d’évoluer. Un nouveau champ d’application de cette technologie intéresse tout particulièrement les banques : la conformité aux obligations KYC (« Know Your Customer »). Découvrez sans plus tarder notre point de vue à ce sujet.

Today, several domestic and international payment messaging formats vary by structure, meaning and policies. Without a standardized system, it creates the same difficulty humans encounter when trying to carry a conversation with someone who speaks another language. ISO 20022, a standardized messaging scheme for financial services, aims to bridge this gap in communication by providing a universal way for people and technology to understand financial payment instructions. The adoption of ISO 20022 is expected to unlock greater efficiencies, new capabilities and play a key role in Canada’s Payments Modernization vision.

Simply installing a new technology solution, particularly in an environment and market buffeted by continuous instability, rarely provides a proper return on investment. Each new solution must be an integral part of a holistic yet agile, technology infrastructure. It must have the capability to adjust, grow, and evolve as the business changes in reaction to, or in anticipation of, industry and regulatory changes and commercial priorities.

Ensuring business readiness for the original Brexit date of 29th March 2019 was a significant achievement for financial service firms. Notwithstanding the extension of Brexit to October 2019, the business community have rolled out most of their Day 1 solutions, in some cases servicing clients out of EEA entities in advance of the original March deadline.

Moving from EONIA to €STR is a challenge for the banks. Most of the business units and central functions within financial institutions will be affected. This paper explores the impacts on the asset liability management (ALM) function.