THOUGHT LEADERSHIP, THOUGHT THROUGH

WE ARE WHAT WE THINK

At Capco, we believe that everybody has a voice. We also believe in individuality. That’s why the content and opinions posted on this blog are representative of the individuals within our firm.

FILTER INSIGHTS

FINANCIAL INCLUSION IN A DIGITAL AGE

Financial inclusion is a serious issue facing millions of people today. In our joint report with UK Finance, we share how digital transformation and inclusive design could provide a large answer to this.
  • Charles Sincock
  • 13 December 2018
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ROMAL ALMAZO'S CRYPTO PREDICTIONS FOR 2019

Is the party well and truly over for cryptocurrencies? Our crypto and DLT lead Romal Almazo shares his seven predictions for 2019 and beyond.
  • Romal Almazo
  • 13 December 2018
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5 BUILDING BLOCKS FOR REGULATORY CHANGE MANAGEMENT

To facilitate new, effective regulation for innovative technologies in wealth management, regulators are requiring financial institutions to defend and clarify how they make decisions in compliance with federal securities and consumer protection laws. In the past, this has led to many financial institutions implementing one-off solutions to manage compliance with a specific law or regulation when introducing new technology in the delivery of financial services.
  • Peter Dugas, Leah Robinson
  • 12 December 2018
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ADAPT TO WIN: THE SIX SHAPES OF INNOVATION IN WEALTH MANAGEMENT

Change is not easy, and it is important to note its relevance to the evolving wealth management industry. The wealth management industry is at a pivotal point where wealth managers are challenged to adapt to new technologies and changing client and advisor behavior. This paper uncovers how the wealth advisor of the future can position itself in an industry of intensifying competitive and technological dynamics. And, identifies six shapes of innovation that wealth managers can implement today.
  • Phillip Ashley Klein and Abbas Moosavi
  • 12 December 2018
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DATA COMMERCIALISATION: WHERE TO START

Transforming how data is used, from analysing the past to predicting future trends, and developing new ways of working, is now essential for all banks. In this paper, learn about the first strategic step of data commercialisation – ideation and prioritisation of use cases.

  • Aurélie Lustenberger, Oksana Biens, Gaëlle Laboureur, Morgan Davidson and Christophe Duchemin
  • 11 December 2018
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THREE KEY REASONS WHY NOW IS THE TIME TO ENTER DIGITAL UNSECURED LENDING

Announcements in the financial services market continue to surface with banks and non-banks creating new revenue by delivering convenient access to appealing credit for consumers. Just the other week, U.S. Bank, a division of Bancorp USB, announced that they are entering the business with Simple Loan. More and more traditional banks are offering small loans - through a variety of locations and marketplaces – to Americans in need of cash for planned and unplanned purposes.
  • Lane Martin
  • 06 December 2018
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WEALTH MANAGEMENT: INNOVATION AND CLIENT SERVICE

The wealth and asset management industry has continued to be at the forefront of innovation, through accessing new markets, creating new products and alternative investment structures. It is now time for this industry’s next transformation, arguably its biggest in 400 years...
  • Niral Parekh
  • 03 December 2018
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WHAT'S THE NEXT OPPORTUNITY FOR NEOBANKS?

Neobanks (i.e. digital-only banks) are an exciting new addition to the financial services landscape, but they have yet to fully encroach on incumbents’ turf. Indeed, whilst consumer preferences are shifting, and challenger sign-up rates are rapidly rising, customers are reluctant to choose a challenger bank to be their primary bank.
  • Jan Rogulski
  • 30 November 2018
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COMPLIANCE 3.0: ARTIFICIAL INTELLIGENCE, BIG DATA AND THE HUMAN ELEMENT

Following a rise in prominence and a period of structuring, compliance is on the verge of a significant shift. The function is about to become a lot more efficient and effective, thanks firstly to new technologies, but also – and above all – humans.
  • Guive Tavildari & Abdoulaye Diop
  • 30 November 2018
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KEY TRENDS FOR NEOBANKING IN 2019

The pace of start-ups creating digital-only banks has accelerated significantly to the point where the Bank of England expects at least 130 applications for licenses before the UK leaves the European Union. Here are some of the key trends we expect to see over the next year.
  • Shrey Agarwal
  • 29 November 2018