Is the party well and truly over for cryptocurrencies? Our crypto and DLT lead Romal Almazo shares his seven predictions for 2019 and beyond.

To facilitate new, effective regulation for innovative technologies in wealth management, regulators are requiring financial institutions to defend and clarify how they make decisions in compliance with federal securities and consumer protection laws. In the past, this has led to many financial institutions implementing one-off solutions to manage compliance with a specific law or regulation when introducing new technology in the delivery of financial services.

Change is not easy, and it is important to note its relevance to the evolving wealth management industry. The wealth management industry is at a pivotal point where wealth managers are challenged to adapt to new technologies and changing client and advisor behavior. This paper uncovers how the wealth advisor of the future can position itself in an industry of intensifying competitive and technological dynamics. And, identifies six shapes of innovation that wealth managers can implement today.

Transforming how data is used, from analysing the past to predicting future trends, and developing new ways of working, is now essential for all banks. In this paper, learn about the first strategic step of data commercialisation – ideation and prioritisation of use cases.

Announcements in the financial services market continue to surface with banks and non-banks creating new revenue by delivering convenient access to appealing credit for consumers. Just the other week, U.S. Bank, a division of Bancorp USB, announced that they are entering the business with Simple Loan. More and more traditional banks are offering small loans - through a variety of locations and marketplaces – to Americans in need of cash for planned and unplanned purposes.

The wealth and asset management industry has continued to be at the forefront of innovation, through accessing new markets, creating new products and alternative investment structures. It is now time for this industry’s next transformation, arguably its biggest in 400 years...

Neobanks (i.e. digital-only banks) are an exciting new addition to the financial services landscape, but they have yet to fully encroach on incumbents’ turf. Indeed, whilst consumer preferences are shifting, and challenger sign-up rates are rapidly rising, customers are reluctant to choose a challenger bank to be their primary bank.

Following a rise in prominence and a period of structuring, compliance is on the verge of a significant shift. The function is about to become a lot more efficient and effective, thanks firstly to new technologies, but also – and above all – humans.

The pace of start-ups creating digital-only banks has accelerated significantly to the point where the Bank of England expects at least 130 applications for licenses before the UK leaves the European Union. Here are some of the key trends we expect to see over the next year.