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At Capco, we believe that everybody has a voice. We also believe in individuality. That’s why the content and opinions posted on this blog are representative of the individuals within our firm.

DIGITAL ASSET CUSTODY FOR FEDERAL BANKS: THE OCC RELEASE AND ITS IMPLICATIONS

On July 22, the Office of the Comptroller of the Currency (OCC) authorized US national banks to operate custody services for digital assets. We examine the impact of this shift in approach.

Tyler Salathe and Stuart Smith
06 August 2020

PARAMETRIC EXPERIENCE FOR TRADITIONAL PRODUCTS

What if insurance products knew when a qualified loss occurred and issued payment to you promptly when you need it most, hassle-free? Is it too futuristic to be realistic? No, in fact, parametric insurance products do just that.

Doug Carsley, Yulu Shi and Lisa Smith
06 August 2020

CREATIVE CONSTRUCTION PODCAST #80

Mit der Akquisition von Mobeewave ermöglicht Apple die Annahme von Zahlungen am Point-of-Sale via iPhones ohne separate Hardware. Außerdem: Trump erzwingt TikTok-Verkauf, BigTech in Monopol-Kongressanhörungen und mit Rekord-Quartalszahlen und vieles mehr in der aktuellen Folge unseres Podcasts.

Alexander Braun | Agnieszka Maria Walorska
05 August 2020

DIGITAL TRANSFORMATION FOR COMMUNITY BANKS AND CREDIT UNIONS: SOLVING THREE CHALLENGES

As they begin to prioritize digital transformation, community banks and credit unions face unique challenges. We identified three new and unique challenges they face on their digital transformation journey.

Aditya Udas, Will Pohl, Jeff Sinnott And Amber Teetsel
04 August 2020

DECENTRALIZED IDENTITY: HOW DIGITAL TRANSFORMATION AND DISTRIBUTED LEDGER TECHNOLOGY IS DISRUPTING KYC

Financial institutions (FIs) are struggling to keep up with continually evolving KYC regulatory requirements because of increasing regulatory complexity. FIs have an opportunity to adopt innovative solutions to help deal with the burden of increasing KYC regulation.

James Hiester
03 August 2020

WHAT YOU NEED TO KNOW ABOUT GEN-Z & MILLENNIALS THAT WILL SHAPE YOUR BUSINESS STRATEGY

Millennials and Gen-Z have already been affected in the short-term by the pandemic. Now, they are bracing for the devastating economic impacts. There are three critical themes that firms must acknowledge as they carefully cultivate their long-term business strategies.

Cassie Apgar
30 July 2020

CORONA UND RISIKOMANAGEMENT: 7 SCHRITTE ZUR BEWÄLTIGUNG DER AUSWIRKUNGEN FÜR BANKEN

Die Pandemie schlägt sich auch in Angebots- und Nachfrageeffekten, Desinvestitionen, BIP-Rückgängen und Verschlechterungen der Kreditwürdigkeiten nieder. Banken kommt dabei eine Schlüsselrolle zu: ihre Kreditvergabe und ihr Risikomanagement rücken in den Fokus. Bewährte Risikomanagementmethoden und -modelle erfassen weder die aktuelle Situation korrekt, noch ermöglichen sie eine angemessene Prognose künftiger Verluste. Wie können Banken diese Situation bewältigen und ihr Risikomanagement flexibler gestalten?

Dr. Stephan Ludwig, Dr. Martin Rehker
30 July 2020

CREATIVE CONSTRUCTION PODCAST #79

Nachdem die brasilianische Zentralbank direkte Zahlungen via WhatsApp unterbunden hat, versucht Facebook sein Fintech-Glück in Indien. UND: Neobroker-Unicorn Robinhood hat seine Europa-Expansionspläne derweil auf Eis gelegt, was den deutschen Upstarts Trade Republic und Scalable Capital mehr Zeit für den Ausbau gibt. Dies und mehr in der aktuellen Folge unseres Podcasts.

Alexander Braun | Agnieszka Maria Walorska
29 July 2020

HOW WILL THE CDO AGENDA EVOLVE IN A POST COVID-19 WORLD?

Data organizations have a critical role to play in the financial sector’s success post-COVID. At Capco’s recent virtual panel session in London, experts from Capco, the EDM Council and Refinitiv discussed the need for institutions to re-evaluate their Chief Data Office (CDO) strategy as part of a wider review of their data strategies to deliver fresh benefits and new working paradigms.

Tim Steele
23 July 2020

GETTING READY: CHALLENGES TO MEETING THE UK OPERATIONAL RESILIENCE REGULATION

In the post COVID-19 world, financial services firms need to tackle their operational resilience preparations with a real sense of urgency – but this doesn’t come without its challenges. In this paper, Will Packard explores the biggest challenges firms face and ways to mitigate them.

Will Packard
23 July 2020