The financial services industry has undergone numerous transformational changes over the past few decades, from the introduction of derivative contracts to electronic trading and securitized assets. Each transformation has been more profound than its predecessor. However, the industry has never faced the kinds of transformational changes that it is currently undergoing.


New, increasingly powerful technologies are truly changing the industrial landscape, and both established players and new, nimble entrants are trying to find their feet in this new environment.


It is for this reason that this edition of the Journal focuses not only on the implications of new technologies on financial services firms by FinTech and RegTech companies, but also on how the financial institutions must reassess their operating and business models to compete with their old foes, and improve the way they manage client assets to ensure investors can retire comfortably.