THOUGHT LEADERSHIP, THOUGHT THROUGH

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At Capco, we believe that everybody has a voice. We also believe in individuality. That’s why the content and opinions posted on this blog are representative of the individuals within our firm.

FILTER INSIGHTS

REGULATORY INTELLIGENCE BRIEFING - ISSUE #6

Capco CRI explores two areas of risk and compliance in the spotlight right now for their crossroads of tradition and modernity. Is your institution in-the-know on the newest developments in the three lines of defense model and the latest conversations around board diversity?
  • Center of Regulatory Intelligence
  • 29 July 2019
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LIBRA: A QUICK TAKE ON FACEBOOK’S CRYPTO PLANS

Libra is a forthcoming digital, blockchain-based cryptocurrency that the Facebook-led consortium ‘Libra Association’ proposes to launch in 2020. Facebook outlined the vision for the currency through a whitepaper released in June 2019. The underlying framework behind the introduction of Libra is to build a distributed network that can scale to serve billions of people with a stable global digital currency. In this paper, we examine Libra’s key features, implications for financial institutions, potential risks and concerns, and more.
 
  • Rishabh Duggal and Manbir Pabla
  • 26 July 2019
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THE NEW LOYALTY ECONOMY: HOW TO USE DIGITAL WALLET-LINKED REWARDS TO REINVENT LOYALTY PROGRAMS AND BOOST CUSTOMER RETENTION

Instant rewards redemption using digital payments is a game-changer for financial institutions. By giving consumers ‘point ubiquity’–the universal ability to make purchases with rewards currencies at the point of sale using digital wallets, card issuers can dramatically increase loyalty-program use, secure ‘top of wallet’ status and attract members of key demographics.
  • Bryce VanDiver, Larry Wine, Daniela Hawkins and Andrew Althauser
  • 26 July 2019
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THE REALITY OF CREATING AN AUTO INSURANCE PRODUCT

If you’re an up-and-coming automobile manufacturer (or InsurTech) looking to break into the auto insurance space, you may want to read this. Insurance isn’t like manufacturing; it’s not like retail, it’s not like banking, it’s not like anything else. However, if you know a few things about the industry beforehand, you can save yourself a lot of grief later on.

If I were an automobile manufacturer and wanted to build an insurance product for my cars, it would be (conceptually) straightforward; come up with the unique coverage for my specific type of car and then price accordingly based on the characteristics of my automobile. However, the reality is quite a bit different for some precise reasons.
  • Frank Neugebauer
  • 22 July 2019
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STUDIE »DIGITALISIERUNG IM KREDITGESCHÄFT«

Wie sieht es bei den Banken in Sachen Digitalisierung im Kreditgeschäft aus? Wenn es nach unserer Studie geht, für die wir mehr als 100 Kreditinstitute befragt haben, ist noch jede Menge Luft nach oben. Im folgenden Artikel teilen wir mit Ihnen einige Ergebnisse des Teilbereichs »Kundenerlebnis« rund um die Customer Journey. 
  • Christoph Schupp and Petra Buschbacher
  • 18 July 2019
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HOW CAN US PRODUCERS BENEFIT IN THE EXPANDING GLOBAL LNG MARKET?

There’s no doubt that the global Liquified Natural Gas (LNG) markets are booming, with record demand and a growing network of LNG liquefaction facilities producing increasing volumes to supply those buyers around the world. Recently, the International Group of Liquefied Natural Gas Importers (GIIGNL), an organization of global LNG market participants, released their 2019 Annual Report on the state of the global LNG markets.

  • Glen Ragland
  • 16 July 2019
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INVESTING IN WOMEN IN WEALTH MANAGEMENT: TACKLING BARRIERS AND BIAS IN LEADERSHIP POSITIONS

Today, women across all industries are underrepresented and underpaid compared to men. It is a huge concern that women are still far from being afforded equal opportunities to take on leadership positions within financial services, and specifically within wealth management. Diversity in the workplace, in any form, can enable an optimal team culture while also increasing a business’ reputation. Senior leaders, by definition, are always looking to enhance their firm’s core competencies, particularly when it comes to how prospective employees perceive the culture. The key to long term success is simple: invest in your people and the workplace culture. 
  • Kapin Vora, Kendra Gray, Bryant Fuller, Megan McDonald, Anushka Nadkarni and Cassie Apgar
  • 16 July 2019
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THE IMPORTANCE OF MICROCREDENTIALS FOR BUSINESS ANALYSTS IN DIGITAL TIMES

Disruptive innovation is the new key that rules today’s technology landscape. Traditional skills which were valued greatly have now become the norm and are considered as hygienic factor at best. With such fast-paced growth and out of the box thinking, it is crucial that BAs also look at current skillsets and adapt to the changing dynamics of the industry.
  • Soumya Sucheta Das and Rajiv Dalmia
  • 15 July 2019
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COLLATERAL OPTIMISATION: WHY ARE FIRMS LEAVING MONEY ON THE TABLE?

Collateral optimisation has become a commonly used phrase across the industry. However, the need for effective collateral optimisation is continuing to grow, and firms must delve deeper into their internal blockers to fully answer the question: why are they leaving money on the table?

  • Mark Profeti
  • 11 July 2019
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THREE WAYS YOUR COMPANY CAN PREPARE FOR THE DIGITIZATION OF THE ENERGY BUSINESS

‘Digitization’ is a key buzzword at the forefront of business decision-makers minds today. Its increasing usage is evidence that businesses should be looking at new ways of managing their internal and external (market-facing) processes. In this blog, we share three guiding principles for energy firms moving into the digital realm. 
  • Shaulah Hamid
  • 11 July 2019