OPEN BANKING GOES EAST
The paper looks at the central principles of open banking and addresses the key trends and dynamics across banks, consumers and individual regulatory environments. It also provides an overview of open banking within the APAC region, with a deeper dive on Hong Kong. The paper assesses the trends across Asia pacific when it comes to open banking regulation, the perceived maturity to embrace and adopt opening banking and the potential future developments that industry players should take into consideration.
- 31 October 2019
VOLCKER 2.0: WHAT TO EXPECT NEXT
On October 8, five federal agencies adopted final regulations and implemented the Volcker Rule. Volcker 2.0 provides a significant opportunity for banks to realize operational efficiencies within their capital markets business and expands their permitted trading activities.
- 31 October 2019
THE 'LOYALTY ECONOMY' PUSHES ISSUERS TO THINK BEYOND SIMPLE POINTS
As the adoption of digital payments and mobile wallets (Apple Pay, Google Pay, etc.) accelerates, financial institutions are challenged to maintain and grow relationships with customers. The bottom-line question arises: “How do we get consumers to place our card in the No. 1 position in both their physical and mobile wallets?”
- 28 October 2019
CAN BANKS SEIZE THE OPPORTUNITY TO COLLABORATE TO FIGHT FRAUD?
While fraudsters have banded together to identify and exploit the weaknesses of new digital banking systems, financial institutions continue to combat fraud in silo’s weakening their ability to stay one step ahead of bad actors.
- 28 October 2019
A CAPCO INSTITUTE PANEL SESSION: THE FUTURE BELONGS TO DATA, NOT AI
At our recent Capco institute event, a panel of industry experts explored the topic The Future Belongs To Data, Not AI. As Chris Probert, Partner and Head of Data at Capco, noted in his opening remarks, data quality, a lack of understanding around data semantics and a failure to extract the hidden value within data are key issues that need to be addressed if AI’s promise is to be fulfilled.
- 22 October 2019
FOUR BEST PRACTICES TO DIFFERENTIATE LOYALTY REWARD PROGRAMS
Capco’s Daniela Hawkins and Bryce VanDiver examine the paradigm shift currently under way in the loyalty rewards market and provide financial institutions four best practices to help them differentiate their rewards solution.
- 21 October 2019
STUDIE »DIGITALISIERUNG IM KREDITGESCHÄFT« - TEIL III: WERTSCHÖPFUNGSKETTE: WARUM DER ARGWOHN GEGEN INNOVATOREN VIELE BANKEN AUF DER STELLE TRETEN LÄSST
Viele Banken bearbeiten Kreditanträge nach wie vor analog, anstatt den Vorgang von digitalisierten Prozessen abzulösen. Nur eine Minderheit der von uns befragten Banken macht sich das Potenzial der jungen Innovatoren zunutze, obwohl sich deutlich gezeigt hat, dass der Zusammenschluss mit Fintechs ein enormer Gewinn für Banken und Kunden sein kann.
- 21 October 2019
DATA QUALITY IMPERATIVES FOR DATA MIGRATION INITIATIVES: A GUIDE FOR DATA PRACTITIONERS
Read our new best practice guide for data profiling, reflecting on pitfalls and meaningful discoveries from a recent major data migration project and covering the methods that worked after testing the ones that failed.
- 18 October 2019
SUCCEEDING IN THE DATA ECONOMY
On January 1, 2020, the California Consumer Privacy Act (CCPA), goes into effect, signaling a significant shift in the way that the United States treats consumer data protection and privacy. With CCPA, the United States is aligning more closely with a growing global trend towards better governing the use of data and providing consumers with the ability to determine and direct the use of their data.
- 18 October 2019
WHO'S MAKING THE BIGGEST INVESTMENT IN WOMEN IN WEALTH MANAGEMENT?
Women across all industries are underrepresented and underpaid compared with men. It’s a message that has been driven home by the media and emphasized during times like International Women’s Month but is one that has yet to be fully internalized by our industry.
- 18 October 2019