Data virtualization (DV) is a data management solution that promotes the alignment of disparate data sources, providing strong governance without the need for persisting new stores of data. In this paper, we explain what DV is, how it differs from traditional data integration tools and what the key applications are that would benefit an organization.

With several compliance dates approaching, financial services institutions must keep up with a vast myriad of requirements. This month, Capco CRI provides guides for new data privacy legislation in the California Consumer Protection Act (CCPA) and the new private flood insurance rules. Make sure you have the information you need to be proactive in your preparations. 

The ability of insurers to go beyond the quantification and actuary tables of its customers will be a differentiator as the volume and variety of data points increase. The expectation is that digital improvements, AI and wearables will all robustly impact insurance underwriting, making it easier for insurers to assess risk more precisely. Unraveling customer motivators and driving to understanding the ‘why’ will provide a dramatic competitive advantage as insurers tailor customized plans and services.

Growth rates in assets under management (AUM) for European robo-advisory are nothing less than impressive, in terms of both realized and projected numbers. In 2019, AUM in the segment amounts to €27 billion. It is expected to grow at a CAGR of 42 percent, reaching €108 billion by 2023.