Forming the Future of Finance

Innovating & Participating in Financial Services
Capco is a global business and technology consultancy dedicated solely to the financial services industry. We deliver innovative solutions in banking, capital markets, insurance, wealth and investment management and finance, risk and compliance. As the pressures of regulation, cost reduction, and customer expectation grow, we design, build and operate technology for specific operations and entire organizations.
We collaborate closely with our clients, equipping them to better meet the challenges of today, while preparing them to exploit tomorrow’s opportunities. Through our hands-on consulting resources, we go beyond strategy. We provide the necessary technology architecture and implementation that well positions our clients to transform and to achieve operational excellence, manage IT complexity, better understand, predict and control risk and develop practical and productive responses to regulation.
Our industry-wide participation is ongoing, through the respected Capco Institute and Journal. With its academic and practitioner insights, the Institute continues to address challenging issues and to evolve innovation and capability, in an environment of ever-increasing competition and change. From the vision that our deep industry involvement provides, through to successful delivery, we remain proud that, with our clients, we are forming the future of finance.
 

Banks will have to abandon old methods of offering financial services products and engage differently with customers.

The final bell. Is automated fixed income trading the next step in the march toward the financial services industry of the future?

Welcome to the perfect storm. Why banks can’t ignore cost to trade calculations any longer.

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Capco Institute

As we publish this 40th issue of the Journal, it’s fair to say that the intervening years have witnessed some of the most dramatic events in the history of finance, business and technology, including the evolving crisis that started in 2007.

Although many of these events were unpredictable to say the least, we have always put innovation at the heart of our agenda. In issue 1 we predicted that “the true impact of the internet on businesses must be recognized... [its] primary impact has been to reduce barriers to entry significantly and, consequently, to curtail the ability to maintain competitive advantage over the long term.”

We continue in this pioneering spirit in the 40th issue where financial transformation is the main topic.

Published by Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     October 28, 2014

Capco Blog

Until recently, insurance companies have escaped the scrutiny of global regulators, while banks carried the burden for the 2008 financial crisis, adapting to a torrent of reforms.

Now compliance is catching up with the insurance industry. The EU Solvency II directive is an early milestone and probably the first of many.

In step with global regulatory efforts, German authorities are anxious to implement German market-specific regulations. The latest example here is LVRG (Lebensversicherungsreformgesetz) - the German life insurance reform act, which is set to have a major impact on the country’s life insurance market.

Published by Tobias Schmidtke     November 20, 2014

Newsroom

Capco, a global business and technology consultancy dedicated solely to the financial services industry, today announced the appointment of Jonathan Rose as a Partner to its growing UK team. Based in London, Jonathan has a strong track record in financial services with previous experience including senior roles in banking and as a Partner at a large international consultancy. At Capco he takes responsibility for the creation and delivery of new business propositions across the banking sector.

London, October 05, 2014

Innovate or adapt? Strategies for the next wave of digital banking. Innovation remains a buzzword in banking. But how realistic are genuinely innovative strategies? In more cautious times since the financial crisis, isn’t it wiser to adapt in an incremental way to new regulation, competition, and customer requirements? We believe both innovation and adaptation are required.

Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     April 14, 2014

Traditionally, Mass Affluent households have proven to be an enigma to Wealth Managers. This segment requires a new approach and fresh thinking to unlock investment opportunities. Capco believes that it is the first company to offer a comprehensive, yet flexible solution, to develop and retain that business segment well into the future.

The post 2008 economic landscape is chock-full of constraints, strict capital requirements, narrow margins, depressed lending, and fee limitations. Wealth Managers have been reluctant to break the mold, reexamine the segments they serve, and offer investment solutions that prove lucrative to both parties. Instead, the vast majority of Wealth Managers continue to push products that cater to the High Net Worth segment, historically the “Golden Goose.”

Published by Kyle Marynowski     November 03, 2014

Capco, the global business and technology consultancy dedicated solely to the financial services industry, today announced the further expansion of the company’s Hong Kong office and hub for its business across Asia-Pacific, complementing the firm’s Singapore presence in the region. With long-standing and well-established operations in India, this further expansion extends the firm’s ability to serve leading global financial institutions through its global delivery model and presence across four continents.

London, September 11, 2014