Forming the Future of Finance

Innovating & Participating in Financial Services
Capco is a global business and technology consultancy dedicated solely to the financial services industry. We deliver innovative solutions in banking, capital markets, insurance, wealth and investment management and finance, risk and compliance. As the pressures of regulation, cost reduction, and customer expectation grow, we design, build and operate technology for specific operations and entire organizations.
We collaborate closely with our clients, equipping them to better meet the challenges of today, while preparing them to exploit tomorrow’s opportunities. Through our hands-on consulting resources, we go beyond strategy. We provide the necessary technology architecture and implementation that well positions our clients to transform and to achieve operational excellence, manage IT complexity, better understand, predict and control risk and develop practical and productive responses to regulation.
Our industry-wide participation is ongoing, through the respected Capco Institute and Journal. With its academic and practitioner insights, the Institute continues to address challenging issues and to evolve innovation and capability, in an environment of ever-increasing competition and change. From the vision that our deep industry involvement provides, through to successful delivery, we remain proud that, with our clients, we are forming the future of finance.
 

While Apple Pay, and other payment solutions, are exciting, they are still limited in terms of their deep impact on the underlying payments system.

The demise of investment managers? How will traditional investment managers survive as passive Exchange Traded Funds (ETFs) and unit trusts grow?

You don’t need to spend as much as you think in order to implement operations that are fully effective and completely fit for purpose.

Read More

Capco Institute

As we publish this 40th issue of the Journal, it’s fair to say that the intervening years have witnessed some of the most dramatic events in the history of finance, business and technology, including the evolving crisis that started in 2007.

Although many of these events were unpredictable to say the least, we have always put innovation at the heart of our agenda. In issue 1 we predicted that “the true impact of the internet on businesses must be recognized... [its] primary impact has been to reduce barriers to entry significantly and, consequently, to curtail the ability to maintain competitive advantage over the long term.”

We continue in this pioneering spirit in the 40th issue where financial transformation is the main topic.

Published by Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     October 28, 2014

Capco Blog

Fears of negative interest rates in the euro zone have become reality. The European Central Bank (ECB), for the first time in its history, in June last year, pushed its deposit rate below zero, effectively charging banks 0.2% to park surplus liquidity.

The desired effect is that banks push liquidity out to the system (as loans, for example) and are thus encouraged to lend to small and medium-sized businesses. What’s happening on the ground, however, is that banks appear to be forgetting their initial reason for taking deposits and are passing their charges along to clients instead.

Published by Ehssan Shahi-Savandi     January 29, 2015

Newsroom

Capco, the global business and technology consultancy dedicated solely to the financial services industry, today announced the appointment of Ian Bentinck as Partner. His focus is on extending the recent ongoing growth of the firm’s capital markets practice which has a strong heritage and continues to expand. Bentinck will support clients in challenging today’s outdated business models and guide them through the ever-changing regulatory landscape.

London, December 01, 2014

Innovate or adapt? Strategies for the next wave of digital banking. Innovation remains a buzzword in banking. But how realistic are genuinely innovative strategies? In more cautious times since the financial crisis, isn’t it wiser to adapt in an incremental way to new regulation, competition, and customer requirements? We believe both innovation and adaptation are required.

Published by Prof. Damiano Brigo, Editor and Dr. Peter Leukert, Head of the Capco Institute     April 14, 2014

On 15 January the SNB (Swiss National Bank) removed the floor on the EUR/CHF rate allowing it to float freely on the market. The Swiss Franc immediately appreciated by almost 20% catching most market participants by surprise both on the timing and the extent of the market reaction. Over the next days it became apparent that many clients of online FX-brokerage operators, with highly leveraged positions trading on margin, had been caught unawares with short Swiss Franc positions and had substantial losing positions. The unique configuration of the online leverage FX brokerage model throws up some intriguing insights.

Published by Luis del Pozo     January 26, 2015

Capco, a global business and technology consultancy dedicated solely to the financial services industry, today announced the appointment of Jonathan Rose as a Partner to its growing UK team. Based in London, Jonathan has a strong track record in financial services with previous experience including senior roles in banking and as a Partner at a large international consultancy. At Capco he takes responsibility for the creation and delivery of new business propositions across the banking sector.

London, October 05, 2014
jailer