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Regulatory Monitoring Newsletter (May 2013)

Regulatory Monitoring Newsletter (May 2013)

Regulatory Monitoring Newsletter May 2013

We are delighted to share the May 2013 edition of Capco's monthly Regulatory Newsletter, developed by industry experts in our European Regulatory Monitoring Team. The intent of this newsletter is to provide you with a regular update on some of the most important regulatory changes - along with a Capco view on the implications of these changes.

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Ten pitfalls of credit risk reporting

Ten pitfalls of credit risk reporting

Why banks struggle for actionable and timely insight
Ten pitfalls of credit risk reporting

This Capco white paper discusses 10 credit risk reporting pitfalls that can significantly impact an institution’s risk management capabilities. Given the importance of effective credit risk management, a bank experiencing any of these problems is likely to have a strong business case for upgrading its reporting and analysis capabilities.

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Is Your FATCA Compliance Program in Full Performance Mode?

Is Your FATCA Compliance Program in Full Performance Mode?

FATCA Compliance and the Great Expectation / Preparation Divide
Is Your FATCA Compliance Program in Full Performance Mode?

The clock is ticking. There’s under a year until first stage compliance. At high level it might look like preparations are well advanced. But is real operational progress always as good as internal reports suggest? Find out more.

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Hot Topic: Stress Testing

Hot Topic: Stress Testing

Ahead of a theoretical ‘perfect storm’, how good are your preparations in reality?
Hot Topic: Stress Testing

Ahead of any future financial crisis, society, government and regulators demand financial institutions get in shape to function without state-funded bailouts. But chances of survival after the next ‘perfect storm’ are only as good as the preparations beforehand. Find out more.

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Change at What Cost? The case for industrializing business and technology change

Change at What Cost? The case for industrializing business and technology change

The case for industrializing business and technology change
Change at What Cost? The case for industrializing business and technology change

This Capco white paper explores how industrialization can transform a key financial institution activity – making the business and technology changes needed to drive development of new processes, functionality and data models to accommodate new financial instruments, risks and regulatory requirements.

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Financial Transaction Tax

Financial Transaction Tax

FTT Imprecise? Yes. Inevitable? Perhaps. Immensely Impactful? No Doubt.
Financial Transaction Tax

The EU’s FTT or Financial Transaction Tax will soon be upon us. By coincidence, the same initials – FTT – in medicine stand for ‘Failure To Thrive’. What are the probable impacts of this measure? And how can financial institutions best understand, and then prepare to withstand, them?

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The Industrialization Realization

The Industrialization Realization

ROE squeezed. Cost/income ratio not squeezed enough. Surplus capacity. Compliance complexity. Think industrialized!
The Industrialization Realization

Banks are experiencing a near perfect storm of overcapacity, regulation and plummeting demand. Industrialization is unavoidable if banks want to re-attain acceptable Return on Equity (ROE) levels of 15% or higher.

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Insurance Industry Perspectives

Insurance Industry Perspectives

Insurance Industry Perspectives

The insurance industry is not a single, homogenous block. But most of its key players face many of the same challenges. Capital scarcity, historically low interest rates (an issue especially for life insurers) and regulatory compliance are causing many established names to review their business models, value propositions and customer base.

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Resolution Planning Business Optimization Services

Resolution Planning Business Optimization Services

Widening the aperture on living wills to focus on business strategies and structure, while meeting regulatory obligations
Resolution Planning Business Optimization Services

As required by the Dodd-Frank Act, the largest U.S. banks have submitted resolution plans (aka living wills) to the federal government describing their strategy for rapid and orderly resolution in the event of bankruptcy. The banks now await “credibility letters” from the government, which will signal what regulators consider to be an acceptable resolution strategy. A minimalist approach is not likely to be adequate. In 2013, institutions in the second wave of resolution plan submissions, including the growing mid-tier, can benefit from lessons being learned now by larger banks.

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Regulatory Reporting Snapshot 2

Regulatory Reporting Snapshot 2

Support with regulatory reporting issues and preparation for outsourcing
Regulatory Reporting Snapshot 2

Capco’s Regulatory Reporting Factory is already delivering measurable benefits in live client situations. In this Snapshot, we outline the details of a recent engagement with a European banking client that needed support with regulatory reporting issues and preparation for outsourcing.

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Regulatory Reporting Snapshot 1

Regulatory Reporting Snapshot 1

Replacement of regulatory reporting software and preparation for outsourcing
Regulatory Reporting Snapshot 1

Capco’s Regulatory Reporting Factory is already delivering measurable benefits in live client situations. In this Snapshot, we outline the details of a recent engagement with a European banking client that wanted to replace their regulatory reporting software and preparation for outsourcing.

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Onshore Delivery Center Services

Onshore Delivery Center Services

Cost-effective, reliable complex solution development, testing and managed services
Onshore Delivery Center Services

Banking, insurance and capital markets firms need increasingly complex solutions to operate in today’s global markets. At the same time, cost control remains critical to achieving profitability goals. To hold the line on expenses, financial services firms are offshoring IT operations such as application management. But miscommunication and other problems can arise when complex projects such as implementing a payment card platform or deploying a trading and trade processing system are sent offshore.

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Regulatory Reporting is a fact. The answer is a “Factory”.

Regulatory Reporting is a fact. The answer is a “Factory”.

The pain is well understood. Now there is a cure.
Regulatory Reporting is a fact. The answer is a “Factory”.

The Regulatory Reporting challenge keeps growing. Keeping up with its requirements is a huge demand on limited resources. So can you “tame” Reporting and achieve predictable compliance?

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Understanding Business Economics for Investment Managers

Understanding Business Economics for Investment Managers

Flying blind on the route to profits?
Understanding Business Economics for Investment Managers

This Capco white paper explores how one innovation – strategic cost management – can help financial services companies measure profitability more accurately and in richer detail. Built on a rapid prototyping approach to profitability modeling, strategic cost management can help your organization chart a clear course to its true value and profit potential.

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Paperless Transformation

Paperless Transformation

Next steps for maximizing benefits across the enterprise
Paperless Transformation

Paperless banking requires more than changing processes and implementing enabling technologies. Capturing the benefits of further paper reductions will challenge banks to think beyond individual initiatives such as check digitization and electronic signatures. A new Capco white paper explores how taking an enterprise approach to paperless transformation can help banks continue to reduce costs, improve efficiency and increase customer satisfaction.

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Swimming upstream: Growing wholesale banking revenue in 2013

Swimming upstream: Growing wholesale banking revenue in 2013

The second in Capco’s Business Economic White Paper Series - Opportunities in pricing and billing optimization
Swimming upstream: Growing wholesale banking revenue in 2013

Encouraged to find their businesses having fared the recent crisis far better — and more intact—than their retail banking counterparts, wholesale banking (i.e., commercial bankers, treasury services providers and wealth managers) is emerging from the tempest only to discover a “perfect storm” of internal performance pressures and external market threats creating an environment in which their most daunting challenges likely still lie ahead.

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My Life. Your Data. Somebody Else’s Opportunity?

My Life. Your Data. Somebody Else’s Opportunity?

Q&A with Capco Partner Mark Record
My Life. Your Data. Somebody Else’s Opportunity?

Major shifts in customer attitudes and expectations will profoundly impact how banks perceive, organize and apply their customers’ data. Capco’s Mark Record believes the opportunities will be immense and that sweeping and profound change is inevitable. Find out more.

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Architecture as a Service

Architecture as a Service

Technology architects, specializing in financial services, available on demand
Architecture as a Service

Download this solution overview to learn when clients typically use Architecture as a Service from Capco and the benefits to be gained from this unique offer.

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Euro Zone to Euro None

Euro Zone to Euro None

How would you cope if it all fell apart?
Euro Zone to Euro None

Could you meet the demands of customers, regulators, shareholders and politicians? Being well prepared means putting strategy in place, backed by tactical ability, to withstand individual departures from the Eurozone, or even complete breakup. We offer scenario planning and practical steps to help financial institutions deal with the “ultimate Big Bang”.

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Core Banking Vendor Selection

Core Banking Vendor Selection

Who do you trust with your bank’s heart transplant?
Core Banking Vendor Selection

Successful vendor selection for a new core banking platform requires surgical precision.

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Regulatory Monitoring Newsletter

Each issue of the monthly Capco Regulatory Monitoring Newsletter provides regular update on some of the most important regulatory changes – along with a Capco view on the implications of these changes.