The Capco Institute delivers thinking to advance the field of applied finance. It includes the publication of the multi-award-winning Journal of Financial Transformation, an executive video series and events that bring together leading thinkers from both academia and the industry. The Institute is an independent entity, with no pre-existing policy, commercial agenda or constraints.
Published November 22, 2016
Technology plays a dual role in the financial services industry. Within existing institutions, it contributes to overcoming challenges as a powerful enabler of operational efficiency and service innovation. Simultaneously it sets new challenges for those same institutions, by lowering barriers to entry for new and more agile competitors. The most recent new competitor profile is the rapidly proliferating FinTech companies.