Via discussions hosted on the Capco Institute Blog, members debate high profile issues, with frequent and provocative contributions from Capco thought leaders. For institutions around the world, how will the changing financial services landscape form the future of finance?
Author Jack Beldon
Published April 25, 2017
RegTech is not merely another industry buzzword that may or may not last. A working definition emerging from our discussion is, “The use of technology to create or transform models for reporting, monitoring and compliance in highly regulated industries.”
Author Lance McAnelly
Published April 18, 2017
Though the confirmation process has taken longer than in previous administrations, most of President Trump’s new cabinet is now in place; and in particular, with the confirmation of Rick Perry to head up the Department of Energy, the key roles that will impact the future of energy regulation changes have been solidified.
Author Dr Sgouria Lyra, Edmund Cohen, Mark Stringer
Published April 12, 2017
With increasing regulatory pressure, aging technology and new competition in the financial services space, profitability is becoming more difficult to maintain. To differentiate, firms seek to provide an end-to-end service to gain a greater share of “client wallet” by establishing a vertically integrated business.
Author Jacky Poon
Published March 09, 2017
Financial institutions around the world are going through a rapid transformation of risk and compliance processes to cope with the onslaught of regulatory requirements of their jurisdictions. To comply, institutions regularly add logical rulesets to their anti-money-laundering (AML) systems resulting in many alerts, all of which must be reviewed.
Author Bryce VanDiver & Nitin Prabhavalkar
Published March 01, 2017
Over the past year, U.S. consumers struggled through the clunky, multiscreen experience that is an EMV transaction. Consumers waited in long lines to insert a chip-enabled card, cycled through a series of validation screens and made small talk with the POS support staff while their transaction processing times took in excess of 15 seconds. With the U.S. now officially the largest EMV market in the world, it’s time for the industry to move away from the clunky EMV experience towards a frictionless alternative.
Author Lance McAnelly
Published February 27, 2017
Though oil and gas prices closed on a high note in 2016, there are few assurances that the market will see a continuation of that momentum throughout 2017. Though US natural gas and power have been disconnected from oil prices for the last several years, prices for many of the other energy and non-energy commodities are influenced by the price of oil and will generally rise and fall in near concert. As such, any discussion of what might be expected relative to the energy markets in 2017 should start with oil.
Author Bryce VanDiver, Stephen Benetz
Published February 24, 2017
The mortgage lending landscape is under intense pressure, responding to an increasingly strict regulatory environment while undergoing a modernization period across the entire value chain.
Author Tobias Henry, Damon Gatison
Published February 22, 2017
As regulators and fintech innovation continue to shape the financial services industry, Capco anticipates that five major trends will direct wealth management in 2017.
Author Alan Philpot
Published February 14, 2017
Much has been publicly discussed about the impact of T2S on the post-trade infrastructure landscape and in particular business and operating models of custodian banks. However, little attention has been paid to how T2S will change the service buying behaviours of the bank and broker communities.
Author Lance McAnelly
Published December 07, 2016
The malaise in energy and commodity prices that has gripped the wholesale markets for the last two years has had profound impacts on companies that operate in the upper & mid-streams of the market.
Author Guido Tamburini
Published November 30, 2016
In response to Donald Trump’s win, industry professionals have begun considering the implications that his presidency will have for the financial industry.
Author Dan Giannotti, Roy McNamara
Published November 25, 2016
Premium banking has always been about seamless service and pre-eminent asset performance. But now there’s a new factor in the premium equation: the challenge of assuring client trust in a digital age.
Author Anna Li, Steve Wan
Published November 10, 2016
Could social media help banks resist the entry of non-traditional players? A new approach, called B-Connect, promises just that
Author Abbas Taqi
Published November 09, 2016
Messaging platforms are the talk of fintech, helping banks to engage with customers more effectively than ever
Author Caroline Beaman, Adriano Sammarchi
Published November 02, 2016
10 key ingredients for success: Correctly planned, executed and monitored, an IT and business process outsourcing (ITO/BPO) environment will enjoy maximum benefits with minimal risks.
Published November 01, 2016
Corporate actions demand ‘corporate action’ now. It’s time for this ‘backroom’ function to step into the limelight.
Author Alec Mok, Kay Muhammad
Published October 27, 2016
Online P2P forex brokers are quietly (but very effectively) raising hell in the currency exchange industry
Author Tristan Hugo-Webb, Jeff Tijssen
Published October 10, 2016
Investment in tokenisation can be substantial, but it is increasingly becoming a ‘hygiene factor’ due to the growing popularity of Android Pay, Apple Pay and Samsung Pay among consumers.